Dubai Property Buying Costs Calculator

Add up the costs of buying a property in Dubai on top of the price: the Dubai Land Department fees from its published schedule, the mortgage registration fee and the agent commission you agree.

Indicative simulation only. It is not an offer, an approval or financial advice. Prices, rents, rates, costs and growth are the values you enter. Always confirm the figures with the developer, your lender and the competent authorities.

Official fees when you buy in Dubai

The Dubai Land Department publishes the following fees for registering a property sale and a mortgage:

  • Sale registration: 4% of the sale value, listed as 2% for the buyer and 2% for the seller.
  • Title deed issuance: AED 250; knowledge fee AED 10; innovation fee AED 10.
  • Service partner (trustee) fee: AED 4,000 + VAT if the sale value is AED 500,000 or more, AED 2,000 + VAT below.
  • Mortgage registration: 0.25% of the mortgage value.

Other buying costs

Add the costs that depend on your purchase. They are not set by the Dubai Land Department:

  • Agent commission, agreed with your agent (VAT at 5% applies).
  • Developer fees on a resale, such as the no-objection certificate, set by the developer.
  • Bank arrangement and valuation fees, if you take a mortgage, set by the lender.
  • Insurance and moving costs.

Frequently asked questions

Who pays the 4% DLD fee?

The DLD schedule lists 2% for the buyer and 2% for the seller. Who actually bears it is agreed between the parties in the sale contract: tick the box to include the seller's share.

Are off-plan purchases charged the same way?

Off-plan sales are registered through separate DLD services. Check the current fee schedule for your transaction on dubailand.gov.ae.

Can the fees change?

Yes. The calculator uses the schedule published on dubailand.gov.ae; check it before you sign.

Sources