UAE Property & Mortgage Calculators (Free, 2026)

Your figures

Property price

AED

Buyer

Property

Down payment

Minimum for this profile: 20% (AED 300,000).

Interest rate

Example value: enter the rate offered by your lender.

Term

yrs

25 years maximum (CBUAE).

Monthly payment

AED 6,334

AED 1,200,000 borrowed over 25 years

Within the Central Bank limit: up to 80% financing for this profile.

Capital: AED 1,200,000 (63.15%)
Interest: AED 700,213

Total repaidAED 1,900,213

Income needed (50% DBR)AED 14,286 / month

Cash at purchase (down payment + fees)AED 367,470

Dubai Land Department fees

Registration 4%AED 60,000
Mortgage reg. 0.25%AED 3,000
Trustee + VATAED 4,200
Title deed, smart feesAED 270

Indicative simulation, not a loan offer, an approval or financial advice. Limits shown are the regulatory maximums; each lender applies its own credit policy. Interest rates are the ones you enter. Market figures are medians of Dubai Land Department registered data and describe the past, not future prices or returns.

Want these numbers checked for your own case?

A free pre-assessment by a RERA-licensed Dubai brokerage: budget, financing and projects that fit.

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Frequently asked questions

Are these calculators free?

Yes, free and without registration. A pre-assessment by our partner brokerage is available if you want one.

Where do the rules come from?

From the Central Bank of the UAE mortgage regulation, the Dubai Land Department fee schedules and the UAE Government portal for the Golden visa. Market figures are DLD open data medians.

Go further

OffPlanSimulator is run with Cevitas Real Estate, a RERA-licensed Dubai brokerage, and Sofara, its referral network.

UAE property and mortgage calculators