Dubai · Budget

Mortgage by property price

Pick a price to see the minimum down payment, the DLD fees, the monthly payment with your rate and the salary needed.

Your figures

AED
Buyer
Property
%

Minimum for this profile: 20% (AED 300,000).

%

Example value: enter the rate offered by your lender.

yrs

25 years maximum (CBUAE).

Monthly payment

AED 6,334

AED 1,200,000 borrowed over 25 years
Within the Central Bank limit: up to 80% financing for this profile.
  • Capital: AED 1,200,000 (63.15%)
  • Interest: AED 700,213
Total repaidAED 1,900,213
Income needed (50% DBR)AED 14,286 / month
Cash at purchase (down payment + fees)AED 367,470

Dubai Land Department fees

  • Registration 4%AED 60,000
  • Mortgage reg. 0.25%AED 3,000
  • Trustee + VATAED 4,200
  • Title deed, smart feesAED 270

Indicative simulation, not a loan offer, an approval or financial advice. Limits shown are the regulatory maximums; each lender applies its own credit policy. Interest rates are the ones you enter. Market figures are medians of Dubai Land Department registered data and describe the past, not future prices or returns.

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Cost of buying by price

Property priceMin. down payment (expat first home)DLD feesMonthly payment*
AED 500,000AED 100,000AED 25,470AED 2,111
AED 750,000AED 150,000AED 35,970AED 3,167
AED 1,000,000AED 200,000AED 46,470AED 4,223
AED 1,250,000AED 250,000AED 56,970AED 5,278
AED 1,500,000AED 300,000AED 67,470AED 6,334
AED 2,000,000AED 400,000AED 88,470AED 8,445
AED 2,500,000AED 500,000AED 109,470AED 10,557
AED 3,000,000AED 600,000AED 130,470AED 12,668
AED 4,000,000AED 800,000AED 172,470AED 16,891
AED 5,000,000AED 1,500,000AED 213,220AED 18,474
AED 7,500,000AED 2,250,000AED 317,595AED 27,711
AED 10,000,000AED 3,000,000AED 421,970AED 36,949

* Example rate 4% over 25 years.

Frequently asked questions

What are the purchase costs in Dubai?

The Dubai Land Department charges a 4% registration fee on the price, split between buyer and seller by contract, plus a title deed fee, a registration trustee fee and, with a mortgage, 0.25% of the loan for its registration.

Go further

Registered prices for every Dubai area are on our partner brokerage Cevitas.

Official sources

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