Hub · Mortgage

UAE mortgage calculators

Every mortgage calculator on the site, by question, by buyer profile, by emirate, by Dubai area and by budget. All apply the Central Bank of the UAE limits, with the rate you enter.

Your figures

AED
Buyer
Property
%

Minimum for this profile: 20% (AED 300,000).

%

Example value: enter the rate offered by your lender.

yrs

25 years maximum (CBUAE).

Monthly payment

AED 6,334

AED 1,200,000 borrowed over 25 years
Within the Central Bank limit: up to 80% financing for this profile.
  • Capital: AED 1,200,000 (63.15%)
  • Interest: AED 700,213
Total repaidAED 1,900,213
Income needed (50% DBR)AED 14,286 / month
Cash at purchase (down payment + fees)AED 367,470

Dubai Land Department fees

  • Registration 4%AED 60,000
  • Mortgage reg. 0.25%AED 3,000
  • Trustee + VATAED 4,200
  • Title deed, smart feesAED 270

Indicative simulation, not a loan offer, an approval or financial advice. Limits shown are the regulatory maximums; each lender applies its own credit policy. Interest rates are the ones you enter. Market figures are medians of Dubai Land Department registered data and describe the past, not future prices or returns.

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Mortgage calculators

By buyer profile

By emirate

By Dubai area

By budget

Frequently asked questions

Which mortgage calculator should I use?

Start with affordability (how much you can borrow on your salary), then the mortgage calculator for a given price, then the repayment schedule. Expatriates and non-residents have their own pages with the limits that apply to them.

Go further

Our partner brokerage Cevitas offers a free pre-assessment of your financing.

Official sources

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