Your figures
Minimum for this profile: 20% (AED 300,000).
Example value: enter the rate offered by your lender.
25 years maximum (CBUAE).
Registration and transfer fees of the emirate, agent commission.
Monthly payment
AED 6,334
- Capital: AED 1,200,000 (63.15%)
- Interest: AED 700,213
Indicative simulation, not a loan offer, an approval or financial advice. Limits shown are the regulatory maximums; each lender applies its own credit policy. Interest rates are the ones you enter. Market figures are medians of Dubai Land Department registered data and describe the past, not future prices or returns.
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A free pre-assessment by a RERA-licensed Dubai brokerage: budget, financing and projects that fit.
The contract must include
- The property or development, your contribution, the loan amount, term and instalment (Art. 4).
- The interest or profit rate and how it is calculated (Art. 4).
- Insurance requirements and how the loan is disbursed (Art. 4).
- Milestones for progress payments on a property under construction (Art. 4).
- A clear pre-payment policy and a separate schedule of fees (Art. 4).
- The total cost of the loan over its lifetime (Art. 4).
After signing
- You sign every page and keep a copy signed by both parties (Art. 4).
- Terms cannot change without your written agreement (Art. 4).
- Fee or commission changes require at least two months’ notice (Art. 4).
Related rules
Frequently asked questions
Can my bank change my mortgage terms?
Not without your written agreement; fee changes need at least two months’ notice (Art. 4).
Go further
Our partner brokerage Cevitas offers a free pre-assessment of your financing before you commit to a property.